As Canadians continue to navigate rising living costs, the Canada Revenue Agency (CRA) has officially confirmed the 2025 GST/HST Credit details.
This tax-free quarterly payment offers crucial support to low- and modest-income individuals and families, with up to $496 per year per eligible adult.
Here’s everything you need to know about the GST/HST Credit 2025, including payment dates, eligibility, and how to avoid missing your benefit.
What Is the GST/HST Credit 2025?
The GST/HST Credit is a tax-free payment issued every quarter to help Canadians offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) they pay throughout the year.
The credit is based on your 2024 net income, and no separate application is required – just file your income tax return to be assessed.
Eligibility for the GST/HST Credit in 2025
To receive the GST/HST Credit, you must meet the following criteria:
- Be a Canadian resident for income tax purposes
- Be 19 years or older (or have a spouse/common-law partner or child)
- File a 2024 income tax return
- Meet income thresholds set by the CRA for low- or modest-income earners
Marital status and number of children also factor into the amount you’re entitled to.
2025 GST/HST Credit Payment Schedule
The CRA will disburse the GST/HST Credit in four installments over the year. Below is the confirmed schedule and potential maximum payment per quarter:
| Quarter | Payment Date | Maximum Amount per Individual |
|---|---|---|
| Q1 | January 3, 2025 | Up to $124 |
| Q2 | April 4, 2025 | Up to $124 |
| Q3 | July 4, 2025 | Up to $124 |
| Q4 | October 3, 2025 | Up to $124 |
Payments are issued by direct deposit or cheque, depending on your setup with the CRA.
How the CRA Calculates the GST/HST Credit
The CRA calculates your credit using your net family income from 2024 along with:
- Marital status
- Number of children under 19
- Province or territory of residence
If your information (such as marital status or address) is outdated, your payment may be delayed or incorrect. Updating your details in the CRA My Account portal is highly recommended.
Can the Credit Amount Change?
The CRA calculates your total yearly amount at the start of the benefit year based on your tax return. Even if your income changes mid-year, your payment amount won’t be adjusted until the next benefit cycle in 2026.
What to Do If You Miss a Payment?
If you miss a payment or believe your amount is incorrect, log into your CRA My Account to check your status or contact CRA support directly for help.
The $496 GST/HST Credit is a vital benefit for Canadians managing increasing costs.
With confirmed quarterly payment dates and straightforward eligibility based on your 2024 tax return, you can plan your finances with confidence.
File your taxes on time, keep your CRA profile updated, and monitor your My Account portal to ensure smooth and timely payments throughout 2025.
FAQs
When is the next GST/HST Credit payment in 2025?
The next payment is scheduled for July 4, 2025, for the third quarter.
Do I need to apply separately for the GST/HST Credit?
No. You are automatically considered when you file your 2024 income tax return.
Can my GST/HST Credit be recalculated during the year?
No. It’s based entirely on your 2024 tax return and remains fixed for the year unless reassessed for errors.