CRA $2,600 Direct Deposit Starts—How To Claim Before July 15, 2025

CRA $2,600 Direct Deposit Starts—How To Claim Before July 15, 2025

The Canada Revenue Agency (CRA) has begun issuing $2,600 in total benefit deposits starting from Friday, June 2025. While this is not a one-time cheque, it is the combined value of multiple federal and provincial programs, aimed at easing the financial pressure on eligible Canadians during a period of rising living costs.

If you qualify for multiple programs such as GST/HST Credit, Canada Workers Benefit, Climate Action Incentive, and Canada Child Benefit, your cumulative benefit can total up to $2,600 this month.

Here’s how it works and what you need to do before the July 15, 2025 deadline.

What Is the CRA $2,600 Deposit?

The CRA $2,600 deposit is a cumulative financial support provided through a combination of federal and provincial programs. It’s not a new government benefit, but rather a total sum of existing entitlements for eligible Canadians, especially low-income households and seniors.

Programs Included in the $2,600 Total:

  • Canada Pension Plan (CPP)
  • Old Age Security (OAS)
  • Guaranteed Income Supplement (GIS)
  • GST/HST Credit
  • Canada Workers Benefit (CWB)
  • Canada Child Benefit (CCB)
  • Climate Action Incentive Payment (CAIP)
  • Provincial and Territorial Supplements

Eligibility for CRA $2,600 Payment

To qualify for these combined payments, individuals must meet the criteria listed below:

ProgramKey Eligibility Requirements
GST/HST CreditCanadian resident, 19+ or supporting a child, income under threshold
CWBEarned employment/self-employment income, filed taxes
CAIPResident in eligible province, filed taxes
CCBPrimary caregiver for child under 18, income-tested
Provincial BenefitsVaries by province, must file annual return

General Requirements:

  • Must be a Canadian resident for tax purposes
  • Filed 2024 income tax return
  • Meet program-specific income and residency criteria

Payment Schedule for June 2025

BenefitPayment Date (June 2025)
GST/HST CreditJune 5, 2025
Climate Action IncentiveJune 14, 2025 (quarterly)
Canada Child BenefitJune 20, 2025
Canada Workers BenefitJune 28, 2025
Provincial SupplementsMid to late June (varies by province)

How to Claim Before July 15, 2025

To ensure you receive your full $2,600 by July 15, 2025, follow these steps:

1. File Your Taxes

All CRA benefits require you to have filed your 2024 tax return.

2. Set Up Direct Deposit

Direct deposit is the fastest and safest method to receive CRA payments.

Ways to set up CRA direct deposit:

MethodSteps
CRA My AccountLog in → Profile → Direct Deposit → Enter bank details
Through BankLog in → Government Services → CRA Direct Deposit
Paper FormDownload → Fill out → Mail to CRA

What If You Haven’t Received the Payment?

If you haven’t received any expected benefits by the end of June:

  • Wait 10 business days after expected payment date
  • Check CRA My Account for updates
  • Call the CRA Benefit Enquiries Line
  • Ensure bank info is up-to-date and tax filings are complete

Common Issues and Solutions

IssueHow to Fix It
Incorrect bank detailsUpdate info via CRA My Account or through your bank
Missed tax filingFile 2024 taxes immediately to trigger eligibility
Eligibility confusionUse CRA’s online benefit estimator to verify
Delayed paymentContact CRA if not received within 10 business days
Scam alertsCRA never contacts by text/email for personal info – ignore it

The CRA $2,600 deposit in June 2025 is a lifeline for eligible Canadians. While it’s not a standalone bonus, the combination of federal and provincial benefits can offer substantial monthly relief.

To claim your full amount before July 15, ensure your taxes are filed, your bank details are accurate, and your eligibility is confirmed through the CRA My Account portal.

FAQs

Is the $2,600 CRA payment a one-time bonus?

No, it’s a combined monthly total of various federal and provincial benefits, not a separate cheque or bonus.

What if I haven’t filed my 2024 taxes yet?

You must file your 2024 income tax return to become eligible. File as soon as possible to avoid missing out.

How can I check if my payments were issued?

Log into your CRA My Account to view payment history and confirm benefit status.

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